IMPORTANT! THESE TERMS AND CONDITIONS OF SERVICE GOVERN YOUR USE OF THIS
SITE, WHICH IS PROVIDED BY OUR Company BY ACCESSING THIS SITE, YOU ARE ACKNOWLEDGING AND ACCEPT THESE TERMS OF USE. THESE TERMS
AND CONDITIONS OF USE
ARE SUBJECT TO CHANGE BY OUR Company AT ANY TIME IN ITS DISCRETION. YOUR USE
OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT
AND ACCEPTANCE OF THE CHANGES. THEREFORE, YOU MUST REVIEW THESE TERMS AND
CONDITIONS OF USE REGULARLY.
Access To This Site
To access this site or some of the resources it has to offer, you may be asked
to provide certain registration details or other information. It is a condition
of your use of this site that all the information you provide on this site will
be correct, current, and complete. If our Company believes the information
you provide is not correct, current, or complete, we have the right to refuse you
access to this site or any of its resources, and to terminate or suspend your access
at any time, without notice.
Restrictions On Use
You may use this site for purposes expressly permitted by this site. You
may not use this site for any commercial purpose, without
our Company's express prior written consent. For example, you may
not purchase our data with the intent to sell the data online or in some other
form. The data is for your own personal use.
Proprietary Information
The material and content (hereinafter referred to as the "Content") accessible
from this site, and any other World Wide Web site owned, operated, licensed, or
controlled by our Company is the proprietary information of our
Company or
the party that provided the Content to our Company , and our
Company or
the party that provided the Content to our Company retains all right, title,
and interest in the Content. Accordingly, the Content may not be copied, distributed,
republished, uploaded, posted, or transmitted in any way without the prior written
consent of our Company, or unless authorized in writing elsewhere on our
site, except that you may print out a copy of the Content solely for your personal
use. In doing so, you may not remove or alter, or cause to be removed or altered,
any copyright, trademark, trade name, service mark, or any other proprietary notice
or legend appearing on any of the Content. Modification or use of the Content
except as expressly provided in these Terms of Use violates our Company 's
intellectual property rights. Neither title nor intellectual property rights
are transferred to you by access to this site.
Hyperlinks
This site may be hyperlinked to other sites which are not maintained by, or
related to, our Company. A hyperlink to a third-party site does
not necessarily imply endorsement by our Company of
that site. Hyperlinks to such sites are provided as
a service to users and are not sponsored by or affiliated with this site or our
Company. Our Company has not reviewed any or all of such
sites and is not responsible for the content of those sites. Hyperlinks are
to be accessed at the user's own risk, and our Company makes no
representations or warranties about the content, completeness or accuracy of
these hyperlinks or the sites hyperlinked to this site.
Submissions
You hereby grant to our Company the royalty-free, perpetual, irrevocable,
worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish,
translate, create derivative works from, distribute, perform, and display all content,
remarks, suggestions, ideas, graphics, or other information communicated to our
Company through this site (together, hereinafter known as the "Submission"),
and to incorporate any Submission in other works in any form, media, or technology
now known or later developed. Our Company will not be required to
treat any Submission as confidential, and may use any Submission in its business
(including without limitation, for products or advertising) without incurring any
liability for royalties or any other consideration of any kind, and will not incur
any liability as a result of any similarities that may appear in future
Company operations.
Our Company will treat any personal information that you submit through
this site in accordance with its Privacy Policy as set forth on this site
.
Disclaimer
You understand that our Company cannot and does not guarantee or warrant
that files available for downloading from the Internet will be free of viruses,
worms, Trojan horses or other code that may manifest contaminating or destructive
properties. You are responsible for implementing sufficient security procedures and
checkpoints to satisfy your particular requirements for accuracy of data input and
output, and for maintaining a means external to this site for the reconstruction
of any lost data. Our Company does not assume any responsibility or
risk for your use of the Internet.
The Content is not necessarily complete and up-to-date and should not be used
to replace any written reports, statements, or notices provided by Company.
Investors, borrowers, and other persons should use the Content in the same
manner as any other educational medium and should not rely on the Content to the
exclusion of their own professional judgment. Information obtained by using this
site is not exhaustive and does not cover all potential sources.
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided
“as is” and without warranties of any kind, either expressed or implied. Our
Company disclaims all warranties, including any implied warranties of merchantability,
fitness for a particular purpose, TITLE, OR NON-INFRINGEMENT. Our Company does
not warrant that the functions OR CONTENT contained in this site will be uninterrupted
or error-free, that defects will be corrected, or that this site or the server that
makes it available are free of viruses or other harmful components. Our
Company does not warrant or make any representation regarding use, or the
result of use, of the content in terms of accuracy, reliability, or otherwise.
The content may include technical inaccuracies or typographical errors, and
Company may make changes or improvements at any time. You, and not our
Company , assume the entire cost of all necessary servicing, repair or correction
IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT.
Our Company MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE
THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS
IN SUCH CONTENT.
All of the information in this site is only as accurate as of the date the information is posted on this site.
Company does
regularly make updates once we are aware that it is no longer, accurate or
complete. Registering with our site will allow you to recieve updates when they
are made.
Limitation On Liability
Company , ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS,
CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE
FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL,
EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING,
EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF Company HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF
Company AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT
PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS
OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER
OF $100 OR THE AMOUNT YOU HAVE PAID TO Company FOR THE APPLICABLE CONTENT, PRODUCT
OR SERVICE OUT OF WHICH LIABILITY AROSE.
Indemnity
You will indemnify and hold Company , its subsidiaries, affiliates, licensors,
content providers, service providers, employees, agents, officers, directors, and
contractors (hereinafter known as the "Indemnified Parties") harmless from any breach
of these Terms of Use by you, including any use of Content other than as expressly
authorized in these Terms of Use. You agree that the Indemnified Parties will
have no liability in connection with any such breach or unauthorized use, and you
agree to indemnify any and all resulting loss, damages, judgments, awards, costs,
expenses, and attorney's fees of the Indemnified Parties in connection therewith.
You will also indemnify and hold the Indemnified Parties harmless from and against
any claims brought by third parties arising out of your use of the information accessed
from this site.
Trademarks
Trademarks, service marks, and logos appearing in this site are the property
of Company or the party that provided the trademarks, service marks, and
logos to Company . Company and any party that provided trademarks,
service marks, and logos to Company retain all rights with respect to any
of their respective trademarks, service marks, and logos appearing in this site.
Cookies
To make this site work properly, we sometimes place small data files called cookies on your device.
What are cookies?
A cookie is a small text file that a website saves onyour computer or mobile device when you visit the site. It enables the website to remember your actions and preferences (such as login, language, font size and other display preferences) over a period of time, so you don't have to keep re-entering them whenever you come back to the site or browse from one page to another.
How do we use cookies?
At this time, we are not using cookies to track anything. We do use third
party analytics which may use cookies but we are unaware of how they may be
using them.
Enabling these cookies is not strictly necessary for the website to work but it will provide you with a better browsing experience. You can delete or block these cookies, but if you do that some features of this site may not work as intended.
The cookie-related information is not used to identify you personally and the pattern data is fully under our control. These cookies are not used for any purpose other than those described here.
How to control cookies
You can control and/or delete cookies as you wish - for details, see
aboutcookies.org. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.
Security
Any passwords used for this site are for individual use only. You will be responsible
for the security of your password (if any). Company will be entitled
to monitor your password and, at its discretion, require you to change it.
If you use a password that Company considers insecure,
Company will
be entitled to require the password to be changed and/or terminate your account.
You are prohibited from using any services or facilities provided in connection
with this site to compromise security or tamper with system resources and/or accounts.
The use or distribution of tools designed for compromising security (e.g., password
guessing programs, cracking tools or network probing tools) is strictly prohibited.
If you become involved in any violation of system security, Company reserves
the right to release your details to system administrators at other sites in order
to assist them in resolving security incidents. Company reserves the
right to investigate suspected violations of these Terms of Use.
Company reserves the right to fully cooperate with any law enforcement
authorities or court order requesting or directing Company to disclose the
identity of anyone posting any e-mail messages, or publishing or otherwise making
available any materials that are believed to violate these Terms of Use.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS Company FROM
ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY Company DURING OR AS A RESULT OF ITS
INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS
BY EITHER [Company ] OR LAW ENFORCEMENT AUTHORITIES.
Miscellaneous
These Terms and Conditions of this site will be governed and interpreted pursuant to the laws of
the State of Utah,
United States of America. The parties to these Terms and Conditions each agree that any dispute between the parties arising
out of these Terms and Conditions of Use will be in the state and federal courts in St.
George, Utah. These Terms and Conditions of Use constitute the entire agreement.
Company may revise these Terms of Conditions at any time and
without notice.